The holiday season is full of wonder, joy, and being around loved ones, but it is also the costliest time of the year. From purchasing gifts to preparing endless meal courses, your bank account can look rather sore by the time January rolls around. Fortunately, there are some ways for you to lower your spending, and here is how you can do that.
Make a ‘To-Buy’ List
Avoid impulse buying by writing out a strict to-buy list and sticking to it. List everything from presents to ingredients, and then hunt down everything in advance. This way, when you see a cute pair of shoes or a cool new piece of tech you’ve been wanting, you’ll find it easier to avoid as you tell yourself it is not on your list. If you have enough money left over in January, take advantage of the sales then, instead!
Craft Your Décor
If you are one of those people who like to go all out with their Christmas decorations, then a great way to cut down on the money spent is to decorate some of them. Use some Christmas Stencils to create the perfect festive décor, giving your personalized touch to the place without breaking the bank.
You should also keep all your decorations every year, so you don’t have to spend too much on new ones every Christmas.
Send Baked Goods as Gifts
If you are struggling to buy for everyone this year, then opt for a different style of present. Sending baked goods as gifts is a great way of ensuring everyone will love what they receive without you having to spend too much on each person. By spending around ten dollars on ingredients, you will be able to make loads of cupcakes, brownies, or festively decorated biscuits!
Prepare Throughout the Year
Not a tip that can be used in December, but a good one for preparing for next year. If you struggle to budget well over the Christmas period, then begin your present buying as early as possible – yes, even in January! This way, when December rolls around, you will already have most of the presents bought. The only thing this won’t work for is perishable food.
Find the Deals
There are plenty of deals around on the run-up to Christmas, so make sure you take advantage of them. Just remember, not everything is as much of a steal as it seems, so be wary, too. If you’re planning on buying the latest piece of tech for someone, then it is a good idea to wait for the Black Friday deals for price slashes, as it could save you a lot of money, especially on the more expensive purchases.
Homemade gifts are perfect as they show the receiver how much thought you put into their gift without you having to spend too much money. After all, time given means more than money spent! If you have a talent for art, you could try painting or drawing something people love. Even if you’re not creatively gifted, there are plenty of easy ways to craft something brilliant to send as gifts.